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AI Data Center Debt Is Seeping Into Mutual Funds and 401(k)s, Blurring the Line for Retail Investors

  • Funding & M&A
  • Infra & Chips
  • Policy & Regulation

A rapid buildout of private lending for artificial-intelligence data centers is pushing hard-to-trade private debt into mainstream mutual funds and retirement accounts, erasing a long-standing divide between Wall Street's institutional market and everyday investors. The shift, detailed in a special report by The Information, reflects how the financing behind the AI infrastructure boom is quietly reaching the portfolios of retail savers who may have little visibility into what they now hold.

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