Data Center Insurance Market to Reach $24 Billion by 2030 as AI Boom Intensifies Coverage Demands

Global insurance premiums for data centers are poised to more than double to $24.2 billion by 2030, rising sharply from $10.6 billion today as artificial intelligence infrastructure investment creates unprecedented accumulation of physical and operational risks. The surge reflects the massive capital deployment driving the AI infrastructure buildout, with annual data center investment expected to exceed $300 billion by 2027. Individual hyperscale facilities now carry between $20 billion and $50 billion in insurable replacement value—a scale that concentrates previously unmanageable risk within single locations.